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[4 fucking k]

v

There's nothing believable about this. Seek help luv.

[brocka4life]

I'm sorr'

But how do u ram the back of someone and not get a ticket or have the driver of the SUV wanna lash u financially?

What's your insurance company? I want them if they pay for an accident that's your fault.

Umm...that's the purpose of liability insurance which is required in just about every state. 

[CHOKE]

n

It's not a lie

He told me a story about a man that he pulled over who was driving with a Jason ski mask

He was so afraid to pull him over but when he did he told him to keep his hands above the steering wheel

He reached down and almost shot him

But he was looking for his license, he turned out to be a paper delivery man.

But yeah, he was going to give me a ticket for not paying attention but I told him damaging my car was punishment enough

[GRAND]

Luv how do you have insurance with an expired license

[GRAND]

And you're not supposed to sit in a cop car unless you're under arrest

[CHOKE]

It was cold outside

He was being nice

Not all cops are bad guys

[CHOKE]

The man I hit was a vet and he had PTSD

The sirens and police lights kinda shook him up a bit 

[FlowerBomb]

h

[Ｂｏｏｍｚ]

I'm sorr'

But how do u ram the back of someone and not get a ticket or have the driver of the SUV wanna lash u financially?

What's your insurance company? I want them if they pay for an accident that's your fault.

Umm...that's the purpose of liability insurance which is required in just about every state. 

I mean...sure. But if you're completely at fault, they're not so quick to cover. At least any company I've been with.

[Ｂｏｏｍｚ]

The man I hit was a vet and he had PTSD

The sirens and police lights kinda shook him up a bit 

Bbhhhhy

Boy gone

[CHOKE]

I have to admit

My current license didnt expire until 2019 but I lost the mess at the club last year

So I use an old license that is expired

I didn't even tell him that


He just looked at the old one and punched

[brocka4life]

I'm sorr'

But how do u ram the back of someone and not get a ticket or have the driver of the SUV wanna lash u financially?

What's your insurance company? I want them if they pay for an accident that's your fault.

Umm...that's the purpose of liability insurance which is required in just about every state. 

I mean...sure. But if you're completely at fault, they're not so quick to cover. At least any company I've been with.

Their job is to investigate what happened to determine if they (you, the insurance company) are liable. If so, they are responsible for paying , up to your policy limits. If they don't feel you were 100% at fault, they are them responsible for providing a defense for you - up to your policy limits. Depending on the state, and their specific laws concerning negligence,  outcome of payment can differ.

Where do you reside and what companies have insured you? It should pretty much be spelled out in your insurance contract. And we're talking liability here, which is coverage for the other person's damages. You may be thinking of first party coverage, which your insurance won't pay you if you're at fault and you don't have collision coverage.

Although this story has some things that are questionable, everything about it is possible.

[CHOKE]

Full coverage

[GLOCK]

Chard... sister....

[Ｂｏｏｍｚ]

I'm sorr'

But how do u ram the back of someone and not get a ticket or have the driver of the SUV wanna lash u financially?

What's your insurance company? I want them if they pay for an accident that's your fault.

Umm...that's the purpose of liability insurance which is required in just about every state. 

I mean...sure. But if you're completely at fault, they're not so quick to cover. At least any company I've been with.

Their job is to investigate what happened to determine if they (you, the insurance company) are liable. If so, they are responsible for paying , up to your policy limits. If they don't feel you were 100% at fault, they are them responsible for providing a defense for you - up to your policy limits. Depending on the state, and their specific laws concerning negligence,  outcome of payment can differ.

Where do you reside and what companies have insured you? It should pretty much be spelled out in your insurance contract. And we're talking liability here, which is coverage for the other person's damages. You may be thinking of first party coverage, which your insurance won't pay you if you're at fault and you don't have collision coverage.

Although this story has some things that are questionable, everything about it is possible.

I'm in Missouri

I've been with Progressive and then Esurance

r u an insurance agent


First party may be what I'm thinking of. See I never been in a collision so I wouldn't know how the process works. I've only heard stories from friends and familly of how difficult their insurance companies were with them after having accidents.