It's hard to say if Ciara is lazy, because you'd have to know how bad she really wants it anymore. As years go by, your priorities start to change. I can imagine album time being stressful for her, because if it doesn't go well, she knows how messy things can get on social media now. And I'm sure she's already had a taste of watching the girls cackle in her mentions.
And it doesn't help that every time an album drops, there's some nigga she used to work with (Jazze, Dream, Sounds, etc.) doing an interview or tweeting about why she's failing and what she needs or doesn't need to do.
I bet she is at peace when she's not doing music, because things haven't gone so well the last few years. It's all a kiki when we're battling and having stan wars, but stuff like that can have an effect on someone.